All The Truly Crazy Things Biden Is Trying To Make Your Mortgage Go Woke

  • There is a troubling trend toward abrogating the use of credit scores, criminal history and housing history to measure risk from the misbegotten sense that doing so will result in a better outcome for people who have traditionally fared poorly in the housing market, whether looking for a mortgage or a lease.
  • Those efforts will shift risk measurement to risk reduction in the form of higher prices.
  • The answer is to help people improve their risk profiles with credit repair, broader measures and real help for people with criminal backgrounds.