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Mortgage Rates Top 7%, First Time In More Than 20 Years

View Source | September 28, 2022 12:01 pm

  • ates for a 20-year mortgage jumped above 7% for the first time this year, and 30-year rates (the most common term) climbed to 6.875%. With shorter terms sitting nearly 1.6 percentage points lower than 20-year rates, buyers who can manage a higher monthly payment and opt for a 10- or 15-year mortgage can save substantially more in interest.
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